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	<title>The Brown &#38; Brown Insurance of Michigan Blog</title>
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	<description>Insurance Articles &#38; Information</description>
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		<title>The Brown &#38; Brown Insurance of Michigan Blog</title>
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		<title>Preventing Roof Collapse Due to Snow</title>
		<link>http://bbmich1.wordpress.com/2012/01/16/preventing-roof-collapse-due-to-snow/</link>
		<comments>http://bbmich1.wordpress.com/2012/01/16/preventing-roof-collapse-due-to-snow/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 14:34:15 +0000</pubDate>
		<dc:creator>Brown &#38; Brown Insurance of Michigan</dc:creator>
				<category><![CDATA[Apartment Association of Michigan]]></category>
		<category><![CDATA[Articles & Information]]></category>
		<category><![CDATA[Safety]]></category>
		<category><![CDATA[concrete roofs]]></category>
		<category><![CDATA[metal roofing systems]]></category>
		<category><![CDATA[roof collapse]]></category>
		<category><![CDATA[sloped roofs]]></category>
		<category><![CDATA[steel decks]]></category>
		<category><![CDATA[water ponding]]></category>

		<guid isPermaLink="false">http://bbmich1.wordpress.com/?p=689</guid>
		<description><![CDATA[Michigan Winters! You never know what kind of weather we will have – heavy snow storms and accumulations and images of a winter wonderland or a unseasonably, mild, global warming conditions. However, we need to be prepared and know how &#8230; <a href="http://bbmich1.wordpress.com/2012/01/16/preventing-roof-collapse-due-to-snow/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=bbmich1.wordpress.com&amp;blog=12736350&amp;post=689&amp;subd=bbmich1&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Snow and Ice Logs</title>
		<link>http://bbmich1.wordpress.com/2012/01/12/snow-and-ice-logs/</link>
		<comments>http://bbmich1.wordpress.com/2012/01/12/snow-and-ice-logs/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 17:05:59 +0000</pubDate>
		<dc:creator>Brown &#38; Brown Insurance of Michigan</dc:creator>
				<category><![CDATA[Articles & Information]]></category>
		<category><![CDATA[Safety]]></category>

		<guid isPermaLink="false">http://bbmich1.wordpress.com/?p=675</guid>
		<description><![CDATA[Maintaining snow and ice logs can prove to be a valuable defense if your business becomes involved in a lawsuit resulting from a slip and fall accident. Wendy Light &#160; Some of the benefits to keeping proper snow and ice &#8230; <a href="http://bbmich1.wordpress.com/2012/01/12/snow-and-ice-logs/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=bbmich1.wordpress.com&amp;blog=12736350&amp;post=675&amp;subd=bbmich1&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>The Affordable Care Act: Immediate Benefits for Michigan</title>
		<link>http://bbmich1.wordpress.com/2012/01/12/the-affordable-care-act-immediate-benefits-for-michigan/</link>
		<comments>http://bbmich1.wordpress.com/2012/01/12/the-affordable-care-act-immediate-benefits-for-michigan/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 17:02:45 +0000</pubDate>
		<dc:creator>Brown &#38; Brown Insurance of Michigan</dc:creator>
				<category><![CDATA[Articles & Information]]></category>
		<category><![CDATA[Healthcare]]></category>

		<guid isPermaLink="false">http://bbmich1.wordpress.com/?p=673</guid>
		<description><![CDATA[Attached is information on The Affordable Care Act and how it impacts you. S. Donnell Masak, CIC Small business tax credits.  132,000 small businesses in Michigan could be helped by a new small business tax credit that makes it easier &#8230; <a href="http://bbmich1.wordpress.com/2012/01/12/the-affordable-care-act-immediate-benefits-for-michigan/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=bbmich1.wordpress.com&amp;blog=12736350&amp;post=673&amp;subd=bbmich1&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>DOT Publishes Final Rule on Cell Phone Restrictions</title>
		<link>http://bbmich1.wordpress.com/2012/01/12/dot-publishes-final-rule-on-cell-phone-restrictions/</link>
		<comments>http://bbmich1.wordpress.com/2012/01/12/dot-publishes-final-rule-on-cell-phone-restrictions/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 16:55:33 +0000</pubDate>
		<dc:creator>Brown &#38; Brown Insurance of Michigan</dc:creator>
				<category><![CDATA[Articles & Information]]></category>
		<category><![CDATA[Automobile]]></category>
		<category><![CDATA[Safety]]></category>

		<guid isPermaLink="false">http://bbmich1.wordpress.com/?p=671</guid>
		<description><![CDATA[A new law went into effect January 3, 2012 that restricts hand held phone usage in any vehicle that is required to have DOT numbers.  Read below for details: Sharon Childers DOT Publishes Final Rule on Cell Phone Restrictions 12/2/11, &#8230; <a href="http://bbmich1.wordpress.com/2012/01/12/dot-publishes-final-rule-on-cell-phone-restrictions/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=bbmich1.wordpress.com&amp;blog=12736350&amp;post=671&amp;subd=bbmich1&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Home Insurers Kick Around Cyberbully Coverage</title>
		<link>http://bbmich1.wordpress.com/2012/01/12/home-insurers-kick-around-cyberbully-coverage/</link>
		<comments>http://bbmich1.wordpress.com/2012/01/12/home-insurers-kick-around-cyberbully-coverage/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 16:26:41 +0000</pubDate>
		<dc:creator>Brown &#38; Brown Insurance of Michigan</dc:creator>
				<category><![CDATA[Articles & Information]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Safety]]></category>

		<guid isPermaLink="false">http://bbmich1.wordpress.com/?p=666</guid>
		<description><![CDATA[Cyberbullying may not be covered under your personal liability coverage.  This article explains the insurance industry perspective. Teresa Taylor In recent years, a number of tragic cases have captured the public&#8217;s attention in which teenagers committed suicide after being taunted, &#8230; <a href="http://bbmich1.wordpress.com/2012/01/12/home-insurers-kick-around-cyberbully-coverage/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=bbmich1.wordpress.com&amp;blog=12736350&amp;post=666&amp;subd=bbmich1&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">TeresaTaylor</media:title>
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		<item>
		<title>AAM Betterments &amp; Improvements</title>
		<link>http://bbmich1.wordpress.com/2011/12/18/aam-betterments-improvements/</link>
		<comments>http://bbmich1.wordpress.com/2011/12/18/aam-betterments-improvements/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 02:27:53 +0000</pubDate>
		<dc:creator>Brown &#38; Brown Insurance of Michigan</dc:creator>
				<category><![CDATA[Apartment Association of Michigan]]></category>
		<category><![CDATA[Articles & Information]]></category>

		<guid isPermaLink="false">http://bbmich1.wordpress.com/?p=663</guid>
		<description><![CDATA[Are you a landlord for a commercial property? Do you have tenants in which you are providing the build out in their leased space? Or are you a tenant leasing space and you just finished building out your lavish office? &#8230; <a href="http://bbmich1.wordpress.com/2011/12/18/aam-betterments-improvements/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=bbmich1.wordpress.com&amp;blog=12736350&amp;post=663&amp;subd=bbmich1&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>NEW Video to Help You Understand Cyber Risk</title>
		<link>http://bbmich1.wordpress.com/2011/12/15/new-video-to-help-you-understand-cyber-risk/</link>
		<comments>http://bbmich1.wordpress.com/2011/12/15/new-video-to-help-you-understand-cyber-risk/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 15:47:01 +0000</pubDate>
		<dc:creator>Brown &#38; Brown Insurance of Michigan</dc:creator>
				<category><![CDATA[Articles & Information]]></category>
		<category><![CDATA[Safety]]></category>

		<guid isPermaLink="false">http://bbmich1.wordpress.com/?p=659</guid>
		<description><![CDATA[Cyber breaches are on the rise and taking longer to resolve. For businesses that experience a cyber breach, it takes an average of 14 days to resolve the attack and costs an average of $17,696 per day.  In spite of &#8230; <a href="http://bbmich1.wordpress.com/2011/12/15/new-video-to-help-you-understand-cyber-risk/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=bbmich1.wordpress.com&amp;blog=12736350&amp;post=659&amp;subd=bbmich1&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Workers Risk Severe Financial Hardship Without Basic Life And Disability Insurance</title>
		<link>http://bbmich1.wordpress.com/2011/12/14/workers-risk-severe-financial-hardship-without-basic-life-and-disability-insurance/</link>
		<comments>http://bbmich1.wordpress.com/2011/12/14/workers-risk-severe-financial-hardship-without-basic-life-and-disability-insurance/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 19:26:01 +0000</pubDate>
		<dc:creator>Brown &#38; Brown Insurance of Michigan</dc:creator>
				<category><![CDATA[Articles & Information]]></category>
		<category><![CDATA[Healthcare]]></category>

		<guid isPermaLink="false">http://bbmich1.wordpress.com/?p=652</guid>
		<description><![CDATA[Many people do not have adequate life insurance or disability insurance.  This article explains the consequences when coverage is absent or insufficient. S. Donnell Masak, CIC COLUMBIA, S.C. (Dec. 5, 2011) — Many workers feel more strongly about insuring their &#8230; <a href="http://bbmich1.wordpress.com/2011/12/14/workers-risk-severe-financial-hardship-without-basic-life-and-disability-insurance/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=bbmich1.wordpress.com&amp;blog=12736350&amp;post=652&amp;subd=bbmich1&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">SPS &#38; BB Insurance</media:title>
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		<title>Winter Weather &#8211; Property Protection</title>
		<link>http://bbmich1.wordpress.com/2011/12/07/winter-weather-property-protection/</link>
		<comments>http://bbmich1.wordpress.com/2011/12/07/winter-weather-property-protection/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 23:27:33 +0000</pubDate>
		<dc:creator>Brown &#38; Brown Insurance of Michigan</dc:creator>
				<category><![CDATA[Articles & Information]]></category>
		<category><![CDATA[Safety]]></category>

		<guid isPermaLink="false">http://bbmich1.wordpress.com/?p=650</guid>
		<description><![CDATA[Here are some tips to take to help prevent winter damage. Myra K. Piper, CIC, CWCA Cold weather freeze-ups can cause vital fire protection systems to malfunction. Cold temperatures can cause sprinkler piping to burst resulting in major water damage &#8230; <a href="http://bbmich1.wordpress.com/2011/12/07/winter-weather-property-protection/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=bbmich1.wordpress.com&amp;blog=12736350&amp;post=650&amp;subd=bbmich1&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">SPS &#38; BB Insurance</media:title>
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		<title>Black Ice &#8211; An Invisible Threat</title>
		<link>http://bbmich1.wordpress.com/2011/12/07/black-ice-an-invisible-threat/</link>
		<comments>http://bbmich1.wordpress.com/2011/12/07/black-ice-an-invisible-threat/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 23:11:04 +0000</pubDate>
		<dc:creator>Brown &#38; Brown Insurance of Michigan</dc:creator>
				<category><![CDATA[Articles & Information]]></category>
		<category><![CDATA[Automobile]]></category>
		<category><![CDATA[Safety]]></category>

		<guid isPermaLink="false">http://bbmich1.wordpress.com/?p=646</guid>
		<description><![CDATA[&#160; With winter quickly approaching, black ice is on its way. This article has some safety tips which you can use to help you stay safe. Sharon Childers “Black Ice” results when the air temperature is warmer than that of &#8230; <a href="http://bbmich1.wordpress.com/2011/12/07/black-ice-an-invisible-threat/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=bbmich1.wordpress.com&amp;blog=12736350&amp;post=646&amp;subd=bbmich1&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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